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On Tuesday 27 November 2007 20:29, Henry Bremridge wrote: > On Tue, Nov 27, 2007 at 05:43:36PM +0000, Andy Smith wrote: > > Hi, > > > > On Tue, Nov 27, 2007 at 05:29:27PM +0000, Tom Potts wrote: > > > On Tuesday 27 November 2007 15:21, Henry Bremridge wrote: > > > > 3/ Annually check your statutory credit score. This costs £2 per > > > > agency and there are three agencies in the UK: Experian, Equifax and > > > > Callcredit > > > > Applying for a loan will generate a credit check which can look bad > > especially if you fail it. Also obtaining a loan is no indication > > of good credit, especially in this era of cheap and easy credit. > > > > It doesn't sound worth £6 a year. > > Applying for a loan WILL generate a credit check > Applying for loans from different parties to get the best deal will reduce > your credit score > > Asking for your credit reference will not impact your credit score Also this infomation should be available to you for free - surely under current data protection legislation you have a right to ask what information they hold on you. Theres something evil about being able to say to someone they're bad credit and then demanding they pay to find out why. Sounds like the economics of the playground. Tom te tom te tom -- The Mailing List for the Devon & Cornwall LUG http://mailman.dclug.org.uk/listinfo/list FAQ: http://www.dcglug.org.uk/linux_adm/list-faq.html